New public liability insurance proposal


Thursday, 6th October, 2005 - -


A public liability insurance option is currently in the works to organisations (non profit and commercial) that conduct recreational activities for registered motorcycles (on and off road) and other activities incidental thereto.
The insurance is not sourced through any national motorcycle body, it is a group arrangement that has been achieved with an Australian insurance broker and an Australian approved insurance company.

For any motorcycle club, tour operator, bike shop, etc this could mean that your organisation would not be restricted with insurance permits, the number of events or the number of riders you can take in your activities. Yes, just like the good old days!

There are four simple rules for your organisation to be able to obtain its own public liability insurance to conduct recreational activities for registered motorcycles:

1. Organisations must engage the consultancy services of the non profit organisation (NPO) that secured this group insurance arrangement. The consultancy services of the NPO will involve the development of the organisations operations manuals, which is to meet the insurers minimum requirements;

2. Ride leaders and event assistants must obtain formal qualifications for organising and conducting motorcycle tours/ events within the first twelve months of insurance, but preferably prior to the conduct of your first event. This can easily be achieved through a process of recognition of prior learning with a registered training organisation that is aligned with the NPO. Such a process would simply include an at home assignment and a video recording of the processes you go through to conduct your events, in accordance with the operations manuals supplied;

3. If Organisations conduct off road events, it must endeavour to obtain affiliation with a nominated tourism association and present the organisations membership to the insurer within the first 12 months of insurance. Road going motorcycle organisations are also encouraged to achieve this affiliation. The NPO will assist you to achieve this membership as part of the consultancy services; and


4. The NPO must conduct a yearly workplace health and safety audit on your organisations operations, which is also part of the insurers minimum requirements. Such an audit shall occur through a mystery rider scenario and you will receive a report outlining any recommendations or changes that your organisation should implement.


A definitive cost is still to be set by the NPO to provide such consultancy services and will only be determined by the number of organisations willing to participate in the group arrangement. So the more motorcycle clubs, tour operators, bike shops, etc you can get involved in the group, the cheaper the consultancy fees and insurance costs will be.

Who can get this public liability insurance? Bike shops, motorcycle manufacturers, motorcycle clubs, tour operators and any other organisation conducting recreational activities for registered motorcycles (on and off road) can get this public liability insurance.

20 in the first year organisations are needed to establish the group arrangement with the insurer? .

To register your organisation’s interest in being a part of this group arrangement simply email your organisations details, organisation contact name and email to groupmotoinsurance@yahoo.com.au.

Interested organisations need to register by October 31, 2005 for inclusion in this group public liability insurance arrangement.

If all goes to plan with the proposal and the NPO gets the minimum number of organisations required for the insurer, applicants will receive an application help sheet and an electronic application for insurance to complete.